Terms of Service

1. Agreement & Acceptance of Terms

Welcome to PakDigitalz.com (“Website”, “we”, “us”, or “our”). By accessing or using our website, interactive calculators, developer utilities, and related services, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to all of these Terms, please do not access or use our platform.

2. Use License & Intellectual Property

PakDigitalz.com grants you a non-exclusive, non-transferable, revocable, personal license to access and use our free online tools for personal, educational, or commercial informational purposes.

All original website design, source code, interactive tool logic, graphical user interfaces, text content, logos, and layout arrangements are the exclusive intellectual property of PakDigitalz.com. You may not scrape, reverse-engineer, clone, or redistribute our tools without prior written permission.

3. Calculation & Estimator Disclaimer

All tools, calculators, tax estimates (such as FBR Income Tax, GST, PTA duty), loan EMI projections, pension calculators, and medical/health estimators provided on PakDigitalz.com are offered strictly for informational and educational purposes only.

While we strive to maintain complete mathematical accuracy and regularly update our formulas against official government schedules (e.g. FBR, NEPRA, WAPDA, PTA), calculations do not constitute official financial, legal, tax, or medical advice. Users are strongly advised to verify final calculations with certified professionals or accredited institutions before executing real-world commitments.

4. Client-Side Processing & Privacy Guarantee

To protect user privacy, calculations on PakDigitalz.com are processed 100% locally inside your web browser sandbox. We do not transmit, save, or store your raw calculation inputs, financial numbers, or personal scores on external database servers.

5. Third-Party Advertisements & External Links

Our Website hosts advertisements provided by Google AdSense and third-party advertising partners. These third-party vendors may use cookies and web beacons to serve personalized advertisements based on user visits. For full details on cookie preferences and interest-based ad opt-outs, please refer to our Privacy Policy.

PakDigitalz.com may contain links to third-party external websites or APIs. We do not control or assume responsibility for the content, privacy policies, or practices of any third-party websites.

6. Prohibited Activities

When using PakDigitalz.com, you agree not to:

• Engage in automated scraping, data extraction, or denial-of-service (DoS) attacks targeting our web infrastructure.
• Attempt to bypass site security controls, inject malicious scripts, or tamper with browser client-side code.
• Frame or mirror any part of PakDigitalz.com on external domains without explicit authorization.

7. Limitation of Liability

In no event shall PakDigitalz.com, its founder, or contributors be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, use of, or inability to use our free online tools or any errors or omissions in calculations.

8. Changes to Terms & Governing Law

We reserve the right to revise or update these Terms of Service at any time without prior notice. Your continued use of the Website following any changes constitutes your acceptance of the updated Terms.

If you have questions regarding these Terms, please contact us at h.umair2062@gmail.com.