Govt Employee Salary Calculator | BPS Pay Scale Breakdown Pakistan 2026 — Free Online Tool
BPS grade salary — updated for FY 2026-27.
Government employee net salary = Basic Pay + HRA + Medical + Conveyance + Ad-hoc Relief − GP Fund − Income Tax. For BPS-17 (max stage) in 2026: Basic Rs. 88,110, Gross ~Rs. 169,000, Net ~Rs. 149,000. Pension after retirement: 70% of last basic. Use the calculator below for your exact package.
Employee Parameters
🇵🇰 Pakistan Government Salary
Retirement Projection (30 years to retirement)
📊 Assumes: 12% annual GP Fund interest, 5% annual basic pay increment, 25-year pension value
🎂 Last basic at retirement: Rs 203,909
💼 Annual Summary
Annual Gross
Rs 1,161,948
Annual Tax
Rs 5,053
Annual Net
Rs 1,099,008
Govt Salary Calculator Pakistan 2026-27 (BPS 1 to 22)
Calculate monthly take-home salary, allowances, taxes, and pension for Federal and Provincial government employees in Pakistan. Covers revised basic pay scales (BPS 1 to 22), House Rent Allowance (HRA), Conveyance Allowance, Medical Allowance, and Adhoc Relief Allowances (ARA).
BPS Salary Formula (Pakistan)
Standard Allowances Breakdown
| Allowance Type | Big Cities (ISB, LHR, KHI, RWP) | Non-Big Cities |
|---|---|---|
| House Rent (HRA) | 45% of Basic Pay | 30% of Basic Pay |
| Medical Allowance | Rs. 1,500 – Rs. 3,000 / mo | Rs. 1,500 – Rs. 3,000 / mo |
| Conveyance Allowance | Fixed rate by BPS level | Fixed rate by BPS level |
| Adhoc Relief (ARA) | Running basic pay relief % | Running basic pay relief % |
Frequently Asked Questions
How is Pakistan Government BPS salary calculated?
BPS salary is calculated as Basic Pay + House Rent Allowance (HRA) + Conveyance Allowance + Medical Allowance + Adhoc Relief Allowances (ARA) minus income tax, GPF, and Benevolent Fund contributions.
What is the Adhoc Relief Allowance (ARA) in 2026-27?
The Federal Government announced Adhoc Relief Allowances including recent 7.5% and 10% to 15% increases on running basic pay for federal employees across BPS 1 to 22.
How is BPS pension calculated in Pakistan?
Pension = (Gross Basic Pay × Total Creditable Service Years [max 30]) ÷ 50. In Pakistan, 35% of gross pension can be commuted for a lump sum payout.
Is House Rent Allowance (HRA) same across all cities in Pakistan?
No. Big cities (Islamabad, Lahore, Karachi, Rawalpindi, Peshawar, Quetta, Multan, Faisalabad) receive a higher 45% HRA rate compared to 30% in non-big cities.
How to Use This Tool
- Select your country (currently Pakistan BPS, more coming soon).
- Choose your BPS grade (1-22) and increment stage (1-30).
- Select posting location (Major City 45% HRA vs Other 30% HRA).
- Adjust GP Fund % and add bonus/overtime if applicable.
- View animated salary breakdown, retirement projections, and pension estimates.
Formula & Specifications
Net = Basic + HRA (45%/30% of 2007 min) + Medical + Conveyance + Ad-hoc Relief + Bonus + OT − GP Fund − Tax − Misc
About Govt Employee Salary Calculator | BPS Pay Scale Breakdown
Calculate Pakistan government employee salary by BPS grade with FY 2026-27 tax slabs, allowances, GP Fund, and pension projections. Includes retirement corpus calculator and international comparison.
Frequently Asked Questions
How is Pakistan Government BPS salary calculated?
BPS salary is calculated as Basic Pay + House Rent Allowance (HRA) + Conveyance Allowance + Medical Allowance + Adhoc Relief Allowances (ARA) minus income tax, GPF, and Benevolent Fund contributions.
What is the Adhoc Relief Allowance (ARA) in 2026-27?
The Federal Government announced Adhoc Relief Allowances including recent 7.5% and 10% to 15% increases on running basic pay for federal employees across BPS 1 to 22.
How is BPS pension calculated in Pakistan?
Pension = (Gross Basic Pay × Total Creditable Service Years [max 30]) ÷ 50. In Pakistan, 35% of gross pension can be commuted for a lump sum payout.
Is House Rent Allowance (HRA) same across all cities in Pakistan?
No. Big cities (Islamabad, Lahore, Karachi, Rawalpindi, Peshawar, Quetta, Multan, Faisalabad) receive a higher 45% HRA rate compared to 30% in non-big cities.
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Expert Note
This tool uses the latest Pakistan-specific formulas and rates. All tax slabs, tariffs, and duty rates are sourced from official publications. Results are for estimation purposes. Built and maintained by the PakDigitalz team.
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