Car Financing in Pakistan: KIBOR + Bank Margin
Auto financing in Pakistan is offered by major commercial and Islamic banks (Meezan Car Ijarah, Askari Bank, Bank of Punjab). Interest rates are calculated as **KIBOR + fixed bank spread**.
State Bank Equity & Tenure Limits
Under SBP prudential regulations, minimum down payment (equity) thresholds and maximum loan tenures (3 to 5 years) are regulated based on engine capacity (cc).
Calculate Car EMI
Use our Car Loan Calculator to estimate monthly payments with custom down payments.